Mortgage

VA Home Loans with Aaron Sanders

Your Move Is Our Mission. We'll Get You Home.

You earned your VA loan benefits. Let's make sure you're getting the most from them.

I'm Aaron Sanders, a Coast Guard veteran, U.S. Coast Guard Academy graduate, and mortgage loan officer with CrossCountry Mortgage.

Having served in the military, I understand that buying a home isn't always straightforward—especially when PCS orders, deployments, and tight timelines are involved.

Whether you're buying your first home, relocating to a new duty station, refinancing, or exploring how to use your VA loan benefits again, I'm here to help you understand your options and make confident decisions.

I work with military homebuyers and veterans, providing personalized mortgage guidance and helping you navigate the VA home loan process from start to finish. I’ll be with you every step of the way with the service and advice you deserve.

Let's talk about your next move.

BOOK A CALL WITH AARON

What military families are saying

  • Aaron is the third loan officer we’ve worked with in the past four years, and he has been the best by far. As we continue to purchase additional properties, Aaron will undoubtedly be our first call. Our experience with him throughout the entire home-buying process—and even long after closing—was exceptional. From the moment we reached out, he proved to be the most responsive and informative professional we’ve encountered in any part of the real estate process. Aaron is not only extremely knowledgeable but also remarkably patient. He takes the time to clearly explain every step, ensuring you understand the details and can make well-informed decisions with confidence.I cannot speak highly enough of Aaron’s professionalism and truly exceptional customer service. If you’re looking for a mortgage lender who will support you every step of the way, Aaron is the person you want in your corner. You will not be disappointed. Thank you again for everything, Aaron!

    Zach, USCGA Graduate

  • I cannot recommend Aaron highly enough! As a homebuyer, the mortgage process can feel incredibly overwhelming, but Aaron made the entire journey smooth, transparent, and completely stress-free. ​From our very first conversation, he demonstrated exceptional professionalism, deep market knowledge, and a genuine commitment to getting me the best possible rate. He took the time to explain all of my options clearly, answered my endless questions with patience, and was incredibly responsive—frequently updating me even outside of standard business hours.

    Betsy, Army Spouse

  • After a frustrating start with another lender, I was relieved to find Aaron. The difference was night and day. He turned a 'horrible' situation into a seamless experience, demonstrating a level of professionalism that the previous company completely lacked. Aaron’s communication and expertise made the entire refinance process smooth and stress-free. I highly recommend him to anyone looking for a mortgage professional who truly knows how to deliver.

    Eric, Coast Guard

Read More Client Reviews

VA Mortgage Options for Military Families

Your VA home loan benefit is one of the most valuable financial benefits you've earned through military service. Understanding how to use it can make a meaningful difference in your homebuying journey.

I can help you explore:

  • VA Home Purchase Loans: Explore buying a primary residence with no down payment required for eligible borrowers, subject to lender requirements.

  • VA Loan Refinancing: Review options to potentially lower your interest rate, change your loan terms, or access home equity.

  • PCS and Military Relocation: Navigate the mortgage process while preparing for a permanent change of station.

  • Using Your VA Loan Again: Understand remaining entitlement and how your benefits may be available for another home purchase.

  • VA Loan Assumptions: Explore the benefits and considerations of assuming an existing VA mortgage or selling a home with an assumable loan.

  • VA Construction and Renovation Loans: Discuss available financing options for building or improving a home, subject to program and lender availability.

A Coast Guard Veteran Helping Military Families Navigate Homeownership

I know firsthand that military life comes with unique challenges, especially when it comes to finding a place to call home.

As a Coast Guard veteran and graduate of the U.S. Coast Guard Academy, I bring an understanding of military life to every mortgage conversation.

My approach is simple: listen to your goals, explain your options clearly, and help you make informed decisions about your home financing.

Through Coastie Connect, I also work to connect military families with veteran and military spouse Realtors who understand the challenges of buying and selling homes during military transitions.

Whether you're preparing for your first PCS, transitioning out of the service, or purchasing your next home, I'm ready to help.

VA Loan & Homebuying Strategies

Is a VA Loan Assumption Right for You?

What if you could buy a home and take over the seller's existing VA mortgage—potentially at a much lower interest rate? VA loan assumptions can offer unique opportunities, but there are important factors to consider, including the equity gap, VA entitlement, and closing timelines.

Read the article to learn how VA loan assumptions work and whether one might be right for you.

Should You Make a Down Payment with Your VA Loan?

One of the biggest advantages of a VA loan is the ability to buy a home with no down payment. But just because you can put zero down doesn't always mean you should. Making a down payment could lower your monthly mortgage payment, reduce your VA funding fee, and save you money over time.

Read the article to explore the pros and cons of making a down payment and decide which strategy makes the most sense for you.

Should You Borrow from Your TSP to Buy a Home?

Your Thrift Savings Plan (TSP) could provide access to funds for a down payment or other homebuying expenses. But is borrowing from your retirement savings a smart financial move? While a TSP loan may offer some advantages, it's important to understand the potential impact on your retirement savings, repayment obligations, and long-term financial goals.

Read the article to explore the pros and cons of borrowing from your TSP and determine whether it makes sense for your homebuying strategy.